28March2025
Im writing this down because the whole situation has been gnawing at me. Emma and I live a modest life in a small terraced house on the outskirts of York. Were raising our threeyearold son, Oliver, and trying to make ends meet on a modest salary. When the new school year began we enrolled him in the local playgroup, hoping that the routine would give us some breathing room. I went back to work, but the extra income barely moved the needle; were still pinching pennies and just about scraping by.
The monthly fee for the playgroup isnt cheap, so we never signed Oliver up for any extracurriculars. It kept our budget a little lighter.
Two weeks ago Margaret, my mother, arrived for a visit. She stayed with us, looking after Oliver and picking him up from the playgroup each day. A few days into her stay we received a notice from the centre: the bill was a third higher than usual. I was gobsmacked. It turned out Margaret had signed Oliver up for a handful of extra activities speech therapy, a little football club and some dance lessons.
When the month was up, Emma cancelled everything. We still had to pay for the period they had already run. We sat down and tried to figure out where the money would come from. Michael suggested we ask his mother, Grace, for a short loan. We did just that. After explaining why we needed the cash, Grace agreed to cover the extra lessons and sent the money straight into our account with a note For Oliver.
At first I felt a bit uncomfortable accepting Graces help. How could we be called responsible parents if we couldnt foot the bill for our own child? Yet, after a few weeks of regular transfers, I realised there was nothing wrong with a grandmother chipping in. After all, she already buys Oliver toys and treats whenever she can.
Grace has now been paying for those extra sessions for two years, never a day late, and never a reminder from us. Our finances havent improved, and as Oliver approaches reception the question of whether to keep the extras has resurfaced. Hell need solid reading and writing skills for school, otherwise hell fall behind.
I rang Grace and asked if we could drop the speech therapist and redirect the money to English lessons instead. Oliver is speaking fine, so the therapist was no longer needed. Grace replied bluntly that she wouldnt fund the English lessons, and that the therapist should indeed be cancelled.
A few days later I went out for a manicure. While I was away Emma and Oliver visited Grace. When I got back, Michael was visibly upset. Oliver had told his grandmother that he hadnt attended the classes she was paying for and would instead go to English lessons. Grace flew into a rage, called us liars, accused us of deceit, and declared she would give us no more money. She even demanded we return the cash wed already spent on the extra sessions.
I tried to call her back to talk things through, but she hung up. Shes had enough, and now well have to foot the bill ourselves.
Im torn. Grace wont pay, we cant afford it, and Michael has sided with his mother, apparently having bought into whatever story she fed him. It feels like a righthanded slap.
Lesson learned: generosity is a wonderful thing, but relying on it as a crutch only drags you deeper into dependency. I need to set clear boundaries and find a way to provide for Oliver without waiting on anyone else.











