One Little Certificate The key to Mum’s flat was tucked in Serge’s jacket pocket, right beside the slip confirming his advance payment. He kept fiddling with the crumpled paper through the fabric, as if he could somehow control the situation by touch. In three days, he’d meet buyers at the solicitor’s to sign the contract for selling the flat—they’d already transferred a hundred grand, and the estate agent kept texting nightly reminders about deadlines. Serge replied briefly, no smiley faces, reading her reminders as threats. He climbed to the fifth floor with no lift, paused at the door, caught his breath, and only then rang the bell. Mum didn’t open straight away; he heard her shuffling behind the door, then the lock clicked. “Serge, is that you? Wait—let me just…” she called out, voice louder than needed and carried a note of tension, like she was apologising in advance. Serge smiled as best he could and held out the carrier bag. “Brought groceries. And we’ll check the contract again.” “The contract…” Mum retreated down the corridor to let him in. “I remember. Just don’t rush me.” The flat was warm, radiators blazing, a tote of medicines sat on the stool by the entrance. On the kitchen table, a plate with half an apple, and Mum’s large-font notepad: “Take tablets,” “Ring maintenance,” “Serge coming.” Serge unpacked the groceries, put the milk in the fridge, checked the seal. Mum watched, as if every movement were part of the transaction. “You bought the wrong bread again,” she said, not cross. “Didn’t have the proper sort,” replied Serge. “Mum, do you remember why we’re selling?” She sat, her hands folded tight on her knees. “So it’s easier for me. No more climbing stairs. And so you…” she hesitated, like the word “you” weighed too much. “So you don’t argue.” Serge felt annoyance rising—not at her, but the phrase itself. They argued quietly, by phone, so Mum wouldn’t hear. “We don’t argue,” he lied. “We’re sorting things out.” Mum nodded, but her look was clear, stubborn. “I want to see the new flat before I sign anything. You promised.” “We’ll go tomorrow,” Serge said. “Ground floor, garden, shop round the corner.” He took out documents from his folder: draft contract, receipt, land registry printout, passport copies. Everything filed, as if order in paperwork could fix the mess in their family. “What’s this?” Mum reached for a sheet Serge barely remembered. Thin paper, surgery stamp, doctor’s signature. Top—“Certificate.” Below—phrases that turned his mouth dry: “signs of cognitive decline,” “recommend considering guardianship,” “capacity may be limited.” “Where’s this from?” he asked, keeping his voice even. Mum peered at it, puzzled. “They gave me it… at the surgery. I thought it was for a care home.” “Who gave you it? When?” She shrugged. “I was with… Pasha. He said my memory should be checked, so no one tricks me. I agreed. Some lady on the desk said sign here, so I did. Didn’t read it, left my glasses at home.” Serge felt the picture forming in his mind, and hated it. His younger brother, Paul, had been repeating himself for months: “Mum can’t be left on her own, she forgets everything, she’ll get conned.” He said it like he cared, but the words carried weariness. “Mum, do you understand what this means?” Serge lifted the certificate. “That I…” Mum lowered her eyes. “That I’m stupid?” “No. It means someone’s started the paperwork so you can’t sign for yourself. So someone else decides for you.” Mum jerked her head up. “I’m not a child.” Serge saw her lips tremble. No tears, just a glistening hurt she wouldn’t show. “I know where my money is,” she said quickly. “I remember taking you to school. I remember this flat’s mine. I don’t want…” She couldn’t say the rest. Serge slipped the certificate back into the folder, handling it like something hot. “I’ll sort it,” he said. “Today.” He went onto the balcony to ring his brother. Out there, Mum’s jars of pickled gherkins stood empty, sparkling, neatly boxed. Lids arranged separately, perfectly stacked. Mum might misplace her glasses but jars and lids were always in order. Paul picked up straight away. “How’s things?” His voice was cheery, as if trying to sound in control. “Did you take Mum to the surgery?” Serge asked. Pause. “Yeah. So? I told you, it was needed. She gets confused, Serge. You know it.” “I know she’s tired. That’s not the same. Did you realise she was given a certificate about guardianship?” “Don’t make a drama. Just a suggestion. Prevents trouble with solicitors. Nowadays everyone’s scared of fraud.” Serge gripped the phone. “Solicitors don’t ‘nitpick,’ they check capacity. If her medical record notes ‘may be limited,’ the sale could be blocked.” “And if it goes through, someone could challenge it. Want us dragged into court? I just wanted everything clean.” “Clean is when Mum knows what she’s signing. Not when someone hands her a form she can’t read.” “So now it’s all on me?” Paul snapped. “I visit more than you. I see her forget to turn off the hob.” Serge recalled Mum calling yesterday to ask the day, but then naming the advance sum exactly and double-checking their receipt for tricks. “I’m going to the surgery today,” Serge told him. “And the solicitor. And you need to come over tonight. We’ll talk with Mum present.” “She’ll get anxious, Serge.” “She deserves to be there. It’s about her.” Serge went back to the kitchen. Mum sat, hands tight, gazing out the window looking for solace. “Don’t be cross with me,” she said, not turning. “Paul’s good. He’s just scared.” Serge felt something shift inside; she defended her younger son even now. “I’m not angry at him,” Serge said. “I’m angry no one asked you.” He packed up the folder, tucked the certificate in a separate sleeve. While leaving, he checked the gas cooker, windows. Mum walked him to the door. “Serge,” she whispered. “Don’t let my flat go to just anyone.” “No one will,” he promised. “And I won’t let anyone take you, either.” Serge spent two hours at the surgery: queue at reception, hunt the right office, then explain his need for information. Receptionist looked worn out. “Medical privacy. Only with a letter of authority.” “She’s my mother,” Serge kept his patience. “She didn’t realise what she signed. I just need to know who started all this.” “She’ll need to come in herself.” Serge stepped into the hallway, called Mum. “Mum, can you come now?” “Now?” Unease in her voice. “I… I’m not ready.” “I’ll come get you,” Serge said. “It matters.” He returned, climbed the fifth floor, found Mum’s coat and her glasses on the windowsill—“so as not to forget.” Mum walked steadily down the stairs. At the surgery, the queue was longer. Mum watched people, notices about health checks, shrinking in her seat. “Feel like a schoolgirl,” she muttered when they reached the window. “You’re a grown-up,” Serge replied. “Just how things work here.” With Mum present, the receptionist softened. Took passport, NHS card, found her record. “You saw the neurologist a fortnight ago,” she said. “And psychiatrist by referral.” Mum flinched. “Psychiatrist?” she repeated. “No one told me.” “It’s standard with memory complaints,” the lady said, though her voice lacked confidence. Serge asked for a printout of visits and the certificate. He was refused, but Mum was allowed a record summary to show the solicitor. This time, in her glasses, Mum read every line before signing. “There,” said the receptionist, handing over the sheet. “See the practice manager if you’ve more questions.” The manager’s office was locked, note on the door: “Open from 2pm.” It was only 12:30. “We won’t manage,” Mum said, relief tinging her voice as if the delay was a rescue. “We will. We’ll wait,” Serge replied. They sat on a hallway bench. Mum clutched the record, like a ticket she feared losing. “Serge,” she said, not looking at him. “I really do get mixed up sometimes. Can forget if I’ve had lunch. But I don’t want to be written off.” Serge glanced at her hands. Skin thin, veins showing, fingers still dexterous. He remembered her tying his scarf as a child—how he hated feeling helpless then too. “No one will write you off unless you choose it,” he said gently. “What if I don’t realise what I’m choosing?” That question hurt more than the certificate. “Then I’ll stay with you,” Serge said. “And we’ll make sure you do know.” The manager saw them at 2:20pm: neat woman in her fifties, spoke calmly. “Your mother’s not subject to a court order for incapacity,” she said, flipping through the notes. “There’s a doctor’s note of possible cognitive decline, recommendation to seek advice about guardianship. That doesn’t stop her signing for a sale.” “But the solicitor will see it and refuse,” Serge said. “A solicitor assesses capacity at the time of signing,” she replied. “If they’re unsure, they’ll ask for a psychiatric assessment or insist on a doctor’s presence. The certificate itself isn’t a ban.” Mum sat, grip tight on her handbag. “Who asked for the note about guardianship?” Serge pressed. She looked closely at him. “In the record: ‘accompanied by son.’ No surname. Doctor might make notes after tests. No one ‘requests’ that kind of entry officially.” Serge realised pushing further wouldn’t help. It would always look like proper care. The grey area began where Mum signed without reading. Back on the bus home, Mum was tired, but steady. As they travelled, she said suddenly: “Paul worries I’ll sell the flat to someone and get left homeless.” “He’s frightened,” Serge said. “What are you frightened of?” Serge hesitated. He feared the sale collapsing, the buyers retrieving their deposit via court, losing the new flat option, Mum trapped in the same block for years. But more deeply, he was afraid Mum would stop being seen as a person by their family—become just a “care subject.” “I’m scared people will stop asking you,” he admitted. That evening Paul came round. Took his shoes off, strode to the kitchen like it was his own. Mum calmly set out plates and salad from the fridge. Serge watched her—a normal family dinner performance. “Mum, you alright?” Paul bent to kiss her cheek. “Fine,” she replied, curtly. “Today I found out I saw a psychiatrist.” Paul froze, shot Serge a look. “I didn’t mean to scare you, Mum. Just a doctor. Everyone’s checked now.” “No one checked me—I was escorted.” Serge laid the record summary out on the table. “Paul, this note could ruin the sale,” he said. “And without it, the sale could be dodgy,” Paul fired back. “The solicitor needs to know it’s all above board. No one should ever say, ‘Little old lady didn’t understand.’” “She does understand,” Serge said. “Today she does, tomorrow…” Paul’s voice sharpened. “You see it! She forgets. She could sign anything.” Mum smacked a palm to the table—not hard, but sharply. “I won’t sign ‘anything,’” she said. “Only what’s explained to me.” Paul dropped his eyes. “I’m really worn out,” he said quietly. “Every day I worry some caller will trick her, make her transfer cash. I watched it happen to a neighbour. Not to Mum.” Serge heard the fear, not greed, in his words—but fear didn’t give the right to choose for Mum. “Let’s do it differently then,” Serge said. “No guardianship. No ‘incapacity.’ We go to the solicitor before the buyers come; Mum wears glasses, takes her time. Solicitor speaks with her. If needed, we get a psychiatrist’s report saying she understands. Any power of attorney is limited, only for essentials—utility bills and banks. The sale money goes into an account needing two signatures: hers and mine. Or hers and yours. As Mum wants.” Paul looked up. “That takes ages. Buyers won’t wait.” “Then let them go,” Serge retorted, words spilling out—and he saw Mum flinch. “I won’t sell the flat at the price of calling Mum ‘incapable.’” Mum stared at him with a new look—a mix of relief and worry. “Serge—what if we lose the money?” He sat near her. “We’ll lose the deposit maybe,” he said honestly. “And time. But if we agree to guardianship for speed, we’ll never get free. You’ll be living under watch, every step ‘for your own good.’” Paul clenched his fists. “You think I want to humiliate her?” he said. “I think you want control because you’re scared,” Serge replied. “And because it’s easier.” Paul jumped up violently. “Easier? You try. You show up weekly, then preach how to care.” Serge stood too, but stopped. He saw Mum shrink, like their clashing was a blow. “Enough,” he said. “Not about who does more. It’s about keeping Mum at the centre. Mum, do you want Paul to be able to sign on your behalf?” A long pause. Then Mum said: “I want both of you with me when I sign. I want truth, even if it’s hard.” Serge nodded. “That’s what we’ll do.” Next day Serge went solo to the solicitor with the record note and certificate. The solicitor’s office was in the old town, wooden stairs polished by decades of feet. The solicitor, a bespectacled man, looked through the papers. “The certificate isn’t enough for refusal,” he said. “But better have the sale signed in the presence of a psychiatrist, or get a report. And absolutely, your mother must be present. No broad powers of attorney.” “The buyers are waiting.” “Buyers always are,” he replied. “Until they aren’t. Your call.” Serge left and rang the estate agent. “We’re delaying the sale,” he said. “For how long?” The agent’s voice chilled. “A fortnight. Need a doctor’s report.” “Buyers may drop out. Deposit must be returned.” “Then we’ll refund it,” Serge replied, surprised by his own calm. He told Mum and Paul that night. Paul ranted about “wrecked chance,” “you ruined it,” then left quietly, the coat stand in the corridor shuddering at his departure. Mum sat at the kitchen table, turning a pen in her hands. “He won’t come back?” she asked. “He will,” Serge said. “He just needs time.” “And me?” Mum asked. Serge realised she meant not waiting, but the time she had left in her life, and how many days she’d spend as a “dependent.” “You need time too,” he said. “And rights.” A week later, Serge and Mum saw a private psychiatrist, no waiting for referrals. Mum was anxious but steady; the doctor chatted, asked about dates, children, the sale’s reason. Mum got the day wrong, but clearly explained she was selling to buy a new place, for her own life. The report arrived: “Capable of understanding and managing her actions.” Serge felt the paper like both a shield and a sorrow—it hurt to see Mum’s right to be herself stamped by someone else. The buyers pulled out. The agent messaged: “They’ve found another place.” Then: “Return deposit by Friday, or there’ll be a claim.” Serge repaid them, dipping into his savings. It stung, but didn’t break him. Paul went silent for three days. Then appeared one evening without warning. Mum opened the door, and Serge overheard their voices. “Mum, I’m sorry,” Paul said. “I pushed too hard.” “You didn’t upset me,” Mum replied. “You frightened me.” Paul joined Serge in the kitchen. “I really thought it was right,” he said. “I didn’t want her…” “I know,” Serge said. “But from now on—all forms only with her and us there. And if you’re scared, just say so—don’t go through certificates.” Paul nodded, though stubbornness lingered in his eyes. “What if she really does start to…?” he didn’t finish. Mum calmly looked at him. “Then you’ll decide together,” she said. “But while I’m alive and understand, I want my say.” Serge saw the family wasn’t healed—resentment settled deep, not gone. The sale failed, deposit refunded, new flat lost. But the folder now held new papers: a tightly limited power of attorney for Serge to pay bills and speak to the bank, Mum’s signed consent for a joint account, and a list of solicitor questions she’d written herself in bold. Late that night, Serge got ready to leave. Mum walked him to the door, as always. “Serge,” she said, handing him a second set of keys. “Take these. Not because I can’t cope. But because it lets me sleep.” He took the keys, cold in his palm, and nodded. “It does,” he agreed. On the landing, Serge paused. He heard Mum’s steps, then the door’s lock click. He stood listening, knowing more truths remained hidden—who’d prompted the certificate at the surgery, why no one explained the forms to Mum, where care slipped into control. All that could still surface. But now, Mum had her own voice—anchored by their actions—and no one could take it away so easily ever again.

A Single Letter

The key to his mums flat was in Simons jacket pocket, right beside the receipt for his early payment. He could feel the paper through the fabric, as if clutching it might somehow keep everything under control. In three days time, they were meant to sign the sale agreement at the solicitors officebuyers had already transferred £100,000, and every evening the estate agent sent messages reminding him of deadlines. Simon replied plainly, no emojis, and realised he read those reminders as threats.

He climbed to the fifth floorno liftpaused to catch his breath, then rang the bell. His mum didnt open right away. Through the door, he heard shuffling, followed by the rattle of the chain.

Simon, is that you? Wait I need to get the chain she spoke louder than needed, her voice tense, as if apologising in advance.

Simon smiled, the best he could, and held up the carrier bag.

Got your shopping. And well look at the contract once more.

The contract Mum stepped back into the hallway, letting him in. I remember. But dont rush me.

The flat was warm, radiators blazing. A bag of meds sat on a stool by the door. On the kitchen table: a plate with a half-eaten apple, and beside it, a notebook in which Mum wrote, in big letters, Take tablets, Call the council, Simons coming.

Simon unpacked groceries, put the milk in the fridge, checked the door was closed. Mum watched him like that was part of the deal too.

Youve got the wrong bread again, she said, without malice.

There wasnt another, replied Simon. Mum, do you remember why were selling?

She settled into a chair, hands folded on her lap.

So its easier for me. So I dont have to climb these stairs. And so you lot she trailed off, as if you was too much. So you dont argue.

Simon felt irritation growing insidenot directed at her, but at the very idea. They argued, alright, just quietly, over the phone so Mum wouldnt hear.

We dont argue, he lied. Were sorting things out.

She nodded, but her gaze was stubborn, clear.

I want to see the new place before I sign anything. You promised.

Well go tomorrow, said Simon. Its on the ground floor, garden out back, shops nearby.

He took paperwork from his folder: the preliminary agreement, receipt, Land Registry extract, passport copies. Everything sorted, hoping order in a folder might bring order in the family.

Whats this? Mum reached for a sheet Simon didnt recognise.

It was thin, stamped by the local GP, signed by a doctor. At the topLetter. Below, sentences that made Simons mouth go dry: Shows signs of cognitive decline, Recommend assessment for guardianship, Possible limited capacity.

Wheres this from? he tried to sound steady.

Mum stared at it blankly.

They gave it to me at the clinic. I thought it was for the nursing home.

Who gave it? When?

She shrugged.

I went with Paul. He said its to check my memory, so I dont get tricked. I said alright. At reception a woman said sign here, so I did. Didnt read itforgot my glasses at home.

Pictures formed in Simons mind, and each flicker made it worse. His younger brother Paul had said the same things for months: Mum shouldnt be left alone, she forgets everything, someone will scam her. He spoke with care, but behind it was tiredness.

Mum, do you know what this means? Simon held up the letter.

That Im Mum looked down. That Im silly?

No. It means someones started paperwork so you cant sign things yourself. So others decide for you.

Mum lifted her head sharply.

Im not a child.

Her lips trembled, no tears, but her eyes were shinyhurt hidden deep.

I remember where my money is, she said fast. I remember taking you to school. I know this flats mine. I dont want I dont want them to she didnt finish.

Simon placed the letter back in the folder gently, hot to the touch.

Ill look into it, he said. Today.

He stepped onto the balcony to call his brother. Out there, Mums empty pickle jars stood neatly in a box, their lids arranged next to them. Mum might forget her specs, but jars and lids were always in order.

Paul picked up instantly.

So, hows it going? His voice chirpythe tone of someone determined to sound confident.

Did you take Mum to the clinic? Simon asked.

A pause.

Yeah. So? Told you, its needed. She gets muddled, Simonyouve seen it yourself.

Ive seen she gets tired. Not the same thing. Did you know she was given a letter about guardianship?

Dont dramatise. Its a suggestionto cover ourselves with the solicitor. Times are dodgyeveryones scared of scams.

Simon clenched his phone.

The solicitor doesnt nitpickhe checks capacity. If shes marked as possibly limited, the sale may not go through.

If it does, someone might challenge it later. Dyou want us dragged through court? I only want things done properly.

Properly is Mum knowing what she signs. Not papers shoved at her when she hasnt got her glasses.

So now its all my fault? Paul sounded angry. I go round more than you. I see her leaving the hob on.

Simon remembered: Mum called yesterday, asking what day it was. Then she recited the deposit amount precisely, checked if the receipt was legit.

Im going to the clinic today, said Simon. And to the solicitor. You come tonight. We talk with Mum there.

With Mum? Shell get upset.

With Mum. Its about her.

Simon went back inside. Mum was by the window, hands folded, searching outside for answers.

Dont be cross with me, she said, not turning around. Pauls good hes just scared.

Simon felt something shift inside. Even now, Mum shielded his brother.

Im not cross with him, said Simon. Im cross you didnt get asked.

He packed the folder, put the letter in a separate file. Checked hob and windows before leaving. Mum walked him to the door.

Simon, she said softly, just dont let my flat go to anyone.

No one, he replied. And not you either.

At the GP surgery, Simon waited two hours: queue at reception, then searching for the right office, then explaining himself. The woman at reception, weary-eyed, said:

Medical privacy. Only with written consent.

Shes my mum, Simon tried not to raise his voice. She didnt understand what she signed. At least tell me who added the note.

Shell have to ask herself, the woman cut in.

Simon stepped into the hall, rang Mum.

Mum, can you come here now? he asked.

Now? She sounded alarmed. I Im not ready.

Ill pick you up, said Simon. Its important.

He went back, climbed the five flights, helped Mum into her coat, found her glasses on the window ledge so I won’t forget. She walked slowly, clutching the rail, but her steps were certain.

Back at the surgery, more queuing. Mum watched everyone, shrank a little.

I feel like a schoolgirl, she said as they neared reception.

Youre an adult, replied Simon. Just the system here.

With Mum present, the receptionist softened, checked details, found her file.

You saw the neurologist two weeks ago, she said, and the psychiatrist, by referral.

Mum flinched.

Psychiatrist? she echoed. No one told me.

Standard if someone reports memory problems, the receptionist added quickly, a bit uncertain.

Simon asked for visit notes and a copy of the letter. Denied to him, but they let Mum take an extract for the solicitor. She signed, with her glasses, reading every line slowly.

There you go, said the receptionist, handing over the sheet. See the manager if youve questions.

The managers office was locked, a sign: Appointments from 2 PM. It was 12.30.

We wont make it, Mum said, with reliefthe delay a small saviour.

Well wait, said Simon.

They sat on a bench. Mum held the extract tightly, as if it were a ticket that might be taken away.

Simon, she said, not looking. I really do get confused sometimes. I might forget Ive had lunch. But I dont want to be written off.

Simon looked at her hands. Skin thin, veins showing, but fingers still nimble. He remembered her tying his scarf in primary school, him embarrassed at his own helplessness.

No one writes you off unless you agree to it, he said.

What if I dont know what Im agreeing to?

That stung more than the letter.

Then Ill stay close, said Simon. Well make sure you understand.

The manager saw them at 2:20. She was meticulous, spoke gently.

There’s nothing here about being officially incapacitated, she said, flicking through Mums record. Just a doctors note about possible cognitive decline and a suggestion you could get advice on guardianship. This doesnt stop her signing things.

But the solicitor will see it and refuse, said Simon.

The solicitor assesses capacity at signing, answered the manager. If unsure, they may want an additional medical opinion, or the transaction done with a doctor present. The letter itself isnt a block.

Mum gripped her handbag.

Who asked for that guardianship bit? Simon asked.

The manager looked carefully at him.

It says accompanied by son. No surname. The doctor mayve added it after tests. Requests like that dont happen officially.

Simon saw it was pointless to press. It would always look like care wrapped in the right forms. The grey areas were where Mum signed without reading.

On the way home, Mum was tired but held herself straight. On the bus, she suddenly said:

Paul thinks I might sell off the flat and end up with nothing.

Hes afraid, Simon said.

What do you fear?

Simon didnt answer at first. He feared the deal falling through, the buyers reclaiming the deposit, losing the new flat, Mum stuck here for years more. But there was another fear: that shed stop being a person in her familys eyes, just someone to look after.

Im afraid youll stop being asked, he said.

Paul came that evening. He kicked off his shoes, headed straight to the kitchen as if it were his own. Mum put out plates, brought out salad from the fridge. Simon saw her try to make it seem like a regular meal.

How are you, Mum? Paul bent to kiss her cheek.

Fine, she replied curtly. Found out today Ive seen a psychiatrist.

Paul froze, glanced at Simon.

I didn’t want to scare you, Mum. Its just doctors. They check everyone nowadays.

No, I wasnt checked, said Mum. I was taken.

Simon placed the extract on the table.

Paul, do you realise this entry could wreck the sale? he asked.

And do you realise, without it, Mum could be tricked? replied Paul. The solicitor must see weve done everything right. I dont want anyone saying old lady didnt understand.

She understands, said Simon.

Today she does, tomorrow maybe not, Paul raising his voice. You see yourself. She forgets. She could sign anything.

Mum slammed a hand on the tablenot hard, but the sound was sharp.

I wont sign anything, she said. Ill sign whats explained to me.

Paul dropped his eyes.

Mum, Im tired, he whispered. Every day I worry someone will call you, trick you out of your money. Saw it happen to Mrs Davies next door. I dont want that for you.

Simon heard fear, not greed. But fear didnt mean Mum lost her rights.

Lets do this differently, Simon said. Not guardianship. No declaring incapacity. We go to the solicitor ahead, no buyers present. Mum has her glasses, goes calmly. Solicitor can speak with her directly. If needed, we get a psychiatrists letter confirming she understands the sale. Grant a limited power of attorney, just for specific thingsnothing sweeping. Money from the sale goes into an account with two signatureshers and mine, or hers and Pauls. As she chooses.

Paul looked up.

That takes ages. Buyers wont wait.

Then let them go, said Simon. He saw Mum shudder. I wont sell a flat at the cost of erasing Mums rights.

Mum looked at him. Her eyes brimmed with gratitude and fear.

Simon, what if we lose money?

Simon sat beside her.

Well likely lose the deposit, he admitted. And time. But if we agree to guardianship for the sake of speed, it wont wash off. Youll live under someones thumb, everything explained for your safety.

Paul clenched his fists.

Think I want to humiliate her? he asked.

I think you want controlbecause youre scared, said Simon. And because its easier.

Paul shot up.

Easier? You try it. You pop in once a week and tell me how to care for her.

Simon stood too, but paused. He saw Mum shrink, as if their argument hurt physically.

Enough, he said. This isnt about who does more. Its about Mum being at the heart of decisions. Mum, do you want Paul to be able to sign for you?

Mum took her time. Then, I want both of you with me when I sign. And tell me the trutheven if I dont like it.

Simon nodded.

Thats how itll be.

Next day, Simon went solo to the solicitor, taking the extract and letter. The solicitor, in glasses, scanned the papers.

These arent a reason to refuse, he said, but Id advise having a psychiatrists statement, or the doctor present at signing. And your mum must be thereno sweeping powers of attorney.

The buyers are waiting, Simon said.

Buyers always wait. Then they dont. Your call, the solicitor replied.

Simon stepped outside, rang the estate agent.

Were postponing, he said.

How long? The agent sounded icy.

Two weeks. We need a doctors statement.

Buyers may walk away, said the agent. Youll have to refund the deposit.

Then we refund, Simon replied, calm even to himself.

That evening, Simon filled in Mum and Paul. Paul ragedruined opportunity, youve messed it all upthen left quietly, slamming the door just enough to rattle the coat hooks.

Mum sat at the kitchen, fiddling with a pen.

Hes not coming back? she asked.

He will, Simon replied. He just needs time.

And me? Mum asked.

Simon realised she didnt mean time awaiting buyers, but living as herself, not someone managed.

You need time too, he said. And your rights.

A week later, Simon and Mum visited a private psychiatrist, to avoid waiting for the NHS. Mum was anxious, but resolute. The doctor spoke gentlyasked dates, childrens names, purpose of the deal. Mum got one date wrong but clearly explained she was selling so she could move, and that the money was for her new home and wellbeing.

The statement was brief: Patient able to understand and manage decisions. Simon gripped it like a shield, but felt bitterness that Mums very ability to be herself now required a stamp.

The buyers did withdraw. The estate agent messaged: Theyve found another property. Then, Return deposit by Friday or therell be consequences. Simon sent the money back, dipping into his savings. It hurt, but not beyond repair.

Paul didnt call for three days. Then, one evening, he appeared unannounced. Mum opened the door; Simon overheard in the corridor.

Mum, Im sorry, Paul said. I went too far.

You didnt hurt me, Mum answered, you frightened me.

Paul joined Simon at the kitchen table.

I really thought I was doing the right thing, he said. Didnt want anyone

I understand, Simon replied. But from now on, any papers with you, with her, with me. And if youre scared, say that up frontnot through letters.

Paul nodded, stubbornness lingering.

What if she really starts to lose it? He couldnt finish.

Mum looked at him peacefully.

Then youll decide together, she said. But as long as Im alive and understand, I want to be asked.

Simon saw the family wasnt healed. Hurt didnt disappearjust settled, heavy, at the bottom. The sale had failed; the deposit returned; the alternative flat gone. But the folder now held something new: limited power of attorney for Simon to sort bills and bank matters, Mums permission for a joint account, and a list of questions shed written herself in big lettersfor the next solicitor.

Later that evening Simon got ready to leave. Mum walked him to the door, as always.

Simon, she said, handing him a spare set of keys. Take the second set. Not because I cant cope, but because its more reassuring.

Simon took the keys, the metal cold in his palm, and nodded.

More reassuring, he echoed.

He stood on the landing, didnt descend straight away. Inside, he heard Mums steps, a click as the lock turned. Simon paused. The truth hadnt fully revealed itself: who at the surgery had added that medical phrase, why no one told Mum what she was signing, where care ended and control beganthese were mysteries that might yet surface. But Mum now had her own voice, grounded not just in words, but in how they acted together. That was something no document could easily take away.

And Simon knew, more than ever, that when caring for someone, the greatest respect is to remember their right to make choices for themselveseven when its harder, or takes longer. Families are built not just on duty or protecting against risk, but on offering dignity, support, and honestywhatever the cost.

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One Little Certificate The key to Mum’s flat was tucked in Serge’s jacket pocket, right beside the slip confirming his advance payment. He kept fiddling with the crumpled paper through the fabric, as if he could somehow control the situation by touch. In three days, he’d meet buyers at the solicitor’s to sign the contract for selling the flat—they’d already transferred a hundred grand, and the estate agent kept texting nightly reminders about deadlines. Serge replied briefly, no smiley faces, reading her reminders as threats. He climbed to the fifth floor with no lift, paused at the door, caught his breath, and only then rang the bell. Mum didn’t open straight away; he heard her shuffling behind the door, then the lock clicked. “Serge, is that you? Wait—let me just…” she called out, voice louder than needed and carried a note of tension, like she was apologising in advance. Serge smiled as best he could and held out the carrier bag. “Brought groceries. And we’ll check the contract again.” “The contract…” Mum retreated down the corridor to let him in. “I remember. Just don’t rush me.” The flat was warm, radiators blazing, a tote of medicines sat on the stool by the entrance. On the kitchen table, a plate with half an apple, and Mum’s large-font notepad: “Take tablets,” “Ring maintenance,” “Serge coming.” Serge unpacked the groceries, put the milk in the fridge, checked the seal. Mum watched, as if every movement were part of the transaction. “You bought the wrong bread again,” she said, not cross. “Didn’t have the proper sort,” replied Serge. “Mum, do you remember why we’re selling?” She sat, her hands folded tight on her knees. “So it’s easier for me. No more climbing stairs. And so you…” she hesitated, like the word “you” weighed too much. “So you don’t argue.” Serge felt annoyance rising—not at her, but the phrase itself. They argued quietly, by phone, so Mum wouldn’t hear. “We don’t argue,” he lied. “We’re sorting things out.” Mum nodded, but her look was clear, stubborn. “I want to see the new flat before I sign anything. You promised.” “We’ll go tomorrow,” Serge said. “Ground floor, garden, shop round the corner.” He took out documents from his folder: draft contract, receipt, land registry printout, passport copies. Everything filed, as if order in paperwork could fix the mess in their family. “What’s this?” Mum reached for a sheet Serge barely remembered. Thin paper, surgery stamp, doctor’s signature. Top—“Certificate.” Below—phrases that turned his mouth dry: “signs of cognitive decline,” “recommend considering guardianship,” “capacity may be limited.” “Where’s this from?” he asked, keeping his voice even. Mum peered at it, puzzled. “They gave me it… at the surgery. I thought it was for a care home.” “Who gave you it? When?” She shrugged. “I was with… Pasha. He said my memory should be checked, so no one tricks me. I agreed. Some lady on the desk said sign here, so I did. Didn’t read it, left my glasses at home.” Serge felt the picture forming in his mind, and hated it. His younger brother, Paul, had been repeating himself for months: “Mum can’t be left on her own, she forgets everything, she’ll get conned.” He said it like he cared, but the words carried weariness. “Mum, do you understand what this means?” Serge lifted the certificate. “That I…” Mum lowered her eyes. “That I’m stupid?” “No. It means someone’s started the paperwork so you can’t sign for yourself. So someone else decides for you.” Mum jerked her head up. “I’m not a child.” Serge saw her lips tremble. No tears, just a glistening hurt she wouldn’t show. “I know where my money is,” she said quickly. “I remember taking you to school. I remember this flat’s mine. I don’t want…” She couldn’t say the rest. Serge slipped the certificate back into the folder, handling it like something hot. “I’ll sort it,” he said. “Today.” He went onto the balcony to ring his brother. Out there, Mum’s jars of pickled gherkins stood empty, sparkling, neatly boxed. Lids arranged separately, perfectly stacked. Mum might misplace her glasses but jars and lids were always in order. Paul picked up straight away. “How’s things?” His voice was cheery, as if trying to sound in control. “Did you take Mum to the surgery?” Serge asked. Pause. “Yeah. So? I told you, it was needed. She gets confused, Serge. You know it.” “I know she’s tired. That’s not the same. Did you realise she was given a certificate about guardianship?” “Don’t make a drama. Just a suggestion. Prevents trouble with solicitors. Nowadays everyone’s scared of fraud.” Serge gripped the phone. “Solicitors don’t ‘nitpick,’ they check capacity. If her medical record notes ‘may be limited,’ the sale could be blocked.” “And if it goes through, someone could challenge it. Want us dragged into court? I just wanted everything clean.” “Clean is when Mum knows what she’s signing. Not when someone hands her a form she can’t read.” “So now it’s all on me?” Paul snapped. “I visit more than you. I see her forget to turn off the hob.” Serge recalled Mum calling yesterday to ask the day, but then naming the advance sum exactly and double-checking their receipt for tricks. “I’m going to the surgery today,” Serge told him. “And the solicitor. And you need to come over tonight. We’ll talk with Mum present.” “She’ll get anxious, Serge.” “She deserves to be there. It’s about her.” Serge went back to the kitchen. Mum sat, hands tight, gazing out the window looking for solace. “Don’t be cross with me,” she said, not turning. “Paul’s good. He’s just scared.” Serge felt something shift inside; she defended her younger son even now. “I’m not angry at him,” Serge said. “I’m angry no one asked you.” He packed up the folder, tucked the certificate in a separate sleeve. While leaving, he checked the gas cooker, windows. Mum walked him to the door. “Serge,” she whispered. “Don’t let my flat go to just anyone.” “No one will,” he promised. “And I won’t let anyone take you, either.” Serge spent two hours at the surgery: queue at reception, hunt the right office, then explain his need for information. Receptionist looked worn out. “Medical privacy. Only with a letter of authority.” “She’s my mother,” Serge kept his patience. “She didn’t realise what she signed. I just need to know who started all this.” “She’ll need to come in herself.” Serge stepped into the hallway, called Mum. “Mum, can you come now?” “Now?” Unease in her voice. “I… I’m not ready.” “I’ll come get you,” Serge said. “It matters.” He returned, climbed the fifth floor, found Mum’s coat and her glasses on the windowsill—“so as not to forget.” Mum walked steadily down the stairs. At the surgery, the queue was longer. Mum watched people, notices about health checks, shrinking in her seat. “Feel like a schoolgirl,” she muttered when they reached the window. “You’re a grown-up,” Serge replied. “Just how things work here.” With Mum present, the receptionist softened. Took passport, NHS card, found her record. “You saw the neurologist a fortnight ago,” she said. “And psychiatrist by referral.” Mum flinched. “Psychiatrist?” she repeated. “No one told me.” “It’s standard with memory complaints,” the lady said, though her voice lacked confidence. Serge asked for a printout of visits and the certificate. He was refused, but Mum was allowed a record summary to show the solicitor. This time, in her glasses, Mum read every line before signing. “There,” said the receptionist, handing over the sheet. “See the practice manager if you’ve more questions.” The manager’s office was locked, note on the door: “Open from 2pm.” It was only 12:30. “We won’t manage,” Mum said, relief tinging her voice as if the delay was a rescue. “We will. We’ll wait,” Serge replied. They sat on a hallway bench. Mum clutched the record, like a ticket she feared losing. “Serge,” she said, not looking at him. “I really do get mixed up sometimes. Can forget if I’ve had lunch. But I don’t want to be written off.” Serge glanced at her hands. Skin thin, veins showing, fingers still dexterous. He remembered her tying his scarf as a child—how he hated feeling helpless then too. “No one will write you off unless you choose it,” he said gently. “What if I don’t realise what I’m choosing?” That question hurt more than the certificate. “Then I’ll stay with you,” Serge said. “And we’ll make sure you do know.” The manager saw them at 2:20pm: neat woman in her fifties, spoke calmly. “Your mother’s not subject to a court order for incapacity,” she said, flipping through the notes. “There’s a doctor’s note of possible cognitive decline, recommendation to seek advice about guardianship. That doesn’t stop her signing for a sale.” “But the solicitor will see it and refuse,” Serge said. “A solicitor assesses capacity at the time of signing,” she replied. “If they’re unsure, they’ll ask for a psychiatric assessment or insist on a doctor’s presence. The certificate itself isn’t a ban.” Mum sat, grip tight on her handbag. “Who asked for the note about guardianship?” Serge pressed. She looked closely at him. “In the record: ‘accompanied by son.’ No surname. Doctor might make notes after tests. No one ‘requests’ that kind of entry officially.” Serge realised pushing further wouldn’t help. It would always look like proper care. The grey area began where Mum signed without reading. Back on the bus home, Mum was tired, but steady. As they travelled, she said suddenly: “Paul worries I’ll sell the flat to someone and get left homeless.” “He’s frightened,” Serge said. “What are you frightened of?” Serge hesitated. He feared the sale collapsing, the buyers retrieving their deposit via court, losing the new flat option, Mum trapped in the same block for years. But more deeply, he was afraid Mum would stop being seen as a person by their family—become just a “care subject.” “I’m scared people will stop asking you,” he admitted. That evening Paul came round. Took his shoes off, strode to the kitchen like it was his own. Mum calmly set out plates and salad from the fridge. Serge watched her—a normal family dinner performance. “Mum, you alright?” Paul bent to kiss her cheek. “Fine,” she replied, curtly. “Today I found out I saw a psychiatrist.” Paul froze, shot Serge a look. “I didn’t mean to scare you, Mum. Just a doctor. Everyone’s checked now.” “No one checked me—I was escorted.” Serge laid the record summary out on the table. “Paul, this note could ruin the sale,” he said. “And without it, the sale could be dodgy,” Paul fired back. “The solicitor needs to know it’s all above board. No one should ever say, ‘Little old lady didn’t understand.’” “She does understand,” Serge said. “Today she does, tomorrow…” Paul’s voice sharpened. “You see it! She forgets. She could sign anything.” Mum smacked a palm to the table—not hard, but sharply. “I won’t sign ‘anything,’” she said. “Only what’s explained to me.” Paul dropped his eyes. “I’m really worn out,” he said quietly. “Every day I worry some caller will trick her, make her transfer cash. I watched it happen to a neighbour. Not to Mum.” Serge heard the fear, not greed, in his words—but fear didn’t give the right to choose for Mum. “Let’s do it differently then,” Serge said. “No guardianship. No ‘incapacity.’ We go to the solicitor before the buyers come; Mum wears glasses, takes her time. Solicitor speaks with her. If needed, we get a psychiatrist’s report saying she understands. Any power of attorney is limited, only for essentials—utility bills and banks. The sale money goes into an account needing two signatures: hers and mine. Or hers and yours. As Mum wants.” Paul looked up. “That takes ages. Buyers won’t wait.” “Then let them go,” Serge retorted, words spilling out—and he saw Mum flinch. “I won’t sell the flat at the price of calling Mum ‘incapable.’” Mum stared at him with a new look—a mix of relief and worry. “Serge—what if we lose the money?” He sat near her. “We’ll lose the deposit maybe,” he said honestly. “And time. But if we agree to guardianship for speed, we’ll never get free. You’ll be living under watch, every step ‘for your own good.’” Paul clenched his fists. “You think I want to humiliate her?” he said. “I think you want control because you’re scared,” Serge replied. “And because it’s easier.” Paul jumped up violently. “Easier? You try. You show up weekly, then preach how to care.” Serge stood too, but stopped. He saw Mum shrink, like their clashing was a blow. “Enough,” he said. “Not about who does more. It’s about keeping Mum at the centre. Mum, do you want Paul to be able to sign on your behalf?” A long pause. Then Mum said: “I want both of you with me when I sign. I want truth, even if it’s hard.” Serge nodded. “That’s what we’ll do.” Next day Serge went solo to the solicitor with the record note and certificate. The solicitor’s office was in the old town, wooden stairs polished by decades of feet. The solicitor, a bespectacled man, looked through the papers. “The certificate isn’t enough for refusal,” he said. “But better have the sale signed in the presence of a psychiatrist, or get a report. And absolutely, your mother must be present. No broad powers of attorney.” “The buyers are waiting.” “Buyers always are,” he replied. “Until they aren’t. Your call.” Serge left and rang the estate agent. “We’re delaying the sale,” he said. “For how long?” The agent’s voice chilled. “A fortnight. Need a doctor’s report.” “Buyers may drop out. Deposit must be returned.” “Then we’ll refund it,” Serge replied, surprised by his own calm. He told Mum and Paul that night. Paul ranted about “wrecked chance,” “you ruined it,” then left quietly, the coat stand in the corridor shuddering at his departure. Mum sat at the kitchen table, turning a pen in her hands. “He won’t come back?” she asked. “He will,” Serge said. “He just needs time.” “And me?” Mum asked. Serge realised she meant not waiting, but the time she had left in her life, and how many days she’d spend as a “dependent.” “You need time too,” he said. “And rights.” A week later, Serge and Mum saw a private psychiatrist, no waiting for referrals. Mum was anxious but steady; the doctor chatted, asked about dates, children, the sale’s reason. Mum got the day wrong, but clearly explained she was selling to buy a new place, for her own life. The report arrived: “Capable of understanding and managing her actions.” Serge felt the paper like both a shield and a sorrow—it hurt to see Mum’s right to be herself stamped by someone else. The buyers pulled out. The agent messaged: “They’ve found another place.” Then: “Return deposit by Friday, or there’ll be a claim.” Serge repaid them, dipping into his savings. It stung, but didn’t break him. Paul went silent for three days. Then appeared one evening without warning. Mum opened the door, and Serge overheard their voices. “Mum, I’m sorry,” Paul said. “I pushed too hard.” “You didn’t upset me,” Mum replied. “You frightened me.” Paul joined Serge in the kitchen. “I really thought it was right,” he said. “I didn’t want her…” “I know,” Serge said. “But from now on—all forms only with her and us there. And if you’re scared, just say so—don’t go through certificates.” Paul nodded, though stubbornness lingered in his eyes. “What if she really does start to…?” he didn’t finish. Mum calmly looked at him. “Then you’ll decide together,” she said. “But while I’m alive and understand, I want my say.” Serge saw the family wasn’t healed—resentment settled deep, not gone. The sale failed, deposit refunded, new flat lost. But the folder now held new papers: a tightly limited power of attorney for Serge to pay bills and speak to the bank, Mum’s signed consent for a joint account, and a list of solicitor questions she’d written herself in bold. Late that night, Serge got ready to leave. Mum walked him to the door, as always. “Serge,” she said, handing him a second set of keys. “Take these. Not because I can’t cope. But because it lets me sleep.” He took the keys, cold in his palm, and nodded. “It does,” he agreed. On the landing, Serge paused. He heard Mum’s steps, then the door’s lock click. He stood listening, knowing more truths remained hidden—who’d prompted the certificate at the surgery, why no one explained the forms to Mum, where care slipped into control. All that could still surface. But now, Mum had her own voice—anchored by their actions—and no one could take it away so easily ever again.