Every Man for Himself
Mum, you just cannot imagine what the markets like at the moment. Matthew paced around the kitchen, shuffling a stack of printouts, first arranging them neatly, then spreading them in a fan across the table. Prices are all over the place. If we dont put down the deposit now, someone else will snatch the flat from right under our noses.
Lydia slid a cup of lukewarm tea towards her son and sat down opposite him. Floor plans, numbers, and repayment graphs flashed before her eyes. A three-bedroom in a new development finally, Timmy and Sophie would have their own rooms.
How much are you short?
Eighty-two thousand pounds. Matthew rubbed his temples. I know its a lot. But Anns at her wits end, the kids are growing, and were still bouncing round rented places…
Lydia watched her son and saw the same little boy who once brought her bouquets of dandelions. Thirty-two years old, two children, but that worried crease between his brows was still there, just like when hed not finished his homework as a child.
I have savings. In my account.
Mum, Ill pay you back, I promise. As soon as weve settled, Ill start putting money aside.
She covered his hand with her own, roughened from years of cooking and housework.
Matthew, its for the grandchildren. Theres no need for talk of paying it back. Family matters more than money.
At the bank branch, Lydia filled in the forms in the neat handwriting shaped by thirty years as a bookkeeper. Eighty-two grand almost everything shed put aside over the years, for a rainy day, just in case, for you never know.
Matthew hugged her tightly right at the counter, unfazed by the queue behind them.
Youre the best, really. Ill never forget.
Lydia gave his back a little pat.
Off you go. Ann must be waiting.
The first few months after the move blurred into a carousel of journeys across the city. Lydia would arrive with bags from Tesco chicken, rice, oil, yoghurts for the kids. Shed help Ann hang curtains, assemble flatpack furniture, scrub the builders dust from the window ledges.
Timmy, careful with those tools! shed call, juggling the curtains and explaining to her daughter-in-law how to make cottage pie.
Ann would nod, half-listening, scrolling through her phone. Matthew popped in after work, looking shattered, wolfed down his mums dinner, then disappeared into the bedroom.
Thanks, Mum! What would we do without you?
A familiar number popped up on her phone half a year later.
Mum, bit of a situation… The mortgage payments landed in the same week as a car bill. Were thirty-five hundred short.
Lydia transferred the money without asking questions. Times were hard for youngsters, she reasoned. Adjusting to bills, the children still small, stressful jobs. One day, theyd be on their feet theyd return it. Or maybe they wouldnt. But what did it matter, when it was family?
The years slipped by faster than water through her fingers. Timmy turned seven, and Lydia gave him the Lego set hed begged for all year. Sophie twirled in her new dress pale pink and sparkly, just like a princess from a cartoon.
Grandma, youre simply the best! Sophie clung to her neck, smelling sweet like shampoo and toffee.
Every weekend Lydia took her grandchildren to stay, or to the theatre, the funfair, the ice rink. She bought them ice creams, toys, books. The pockets of her trusty old coat were always bulging with sweets and wet wipes.
Five years passed like this a generous, self-imposed servitude. Money for the mortgage Mum, were really stuck this month. Sick days with the grandchildren Mum, we just cant take time off. Groceries Mum, youre going to the supermarket anyway…
Gratitude became more and more scarce.
One morning, she gazed at rust stains spreading across her kitchen ceiling. Shed been flooded, and her flat was now unlivable.
She called her son.
Matthew, I need help with repairs. Ive been flooded, no idea when the insurance will pay…
Mum, Matthew cut her off, you know Ive got different priorities right now. The kids have clubs, Anns signed up for courses…
Im not asking for much. Just help me find tradesmen. Or at least…
No time at all, Mum, especially for things like that, he repeated, as if deaf to her plea. Lets talk about it later, all right?
The dialling tone rang in her ears.
She put down her phone. The background photo flashed up last New Years. She was there, with Timmy and Sophie. All smiles.
All that money he borrowed without a thought. Those weekends she gave to his children. The time, the energy, the love all belonged to before. Now, he had other priorities.
A drip from the ceiling landed on her hand. Cold.
Ann called the next day. Unusual enough to make Lydia uneasy before her daughter-in-law even spoke.
Mrs. Carter, Matthew told me about your conversation. Ann sounded irritated. You understand, dont you, everyone needs to sort out their own problems? Were paying for our flat, our mortgage…
Lydia almost laughed. The mortgage she herself had cleared every third month. The deposit that was nearly all her savings.
Of course, Ann. Each to their own.
Glad were agreed. Matthews worried youre upset. Youre not, are you?
No. Not at all.
Another dial tone.
Lydia placed her phone on the table and stared at it for a long time, as though it were some curious insect. She glanced at the window, then turned away nothing outside to comfort her.
Nights became endless, the ceiling pressing down, her thoughts racing. She lay in the dark, threading through the last five years like a string of beads.
She had created this herself. Had raised her sons certainty that his mother was an inexhaustible resource.
In the morning, Lydia rang up the estate agent.
Id like to put my cottage on the market. Quarter-acre, just outside London, electricity connected.
The little house she and her late husband had built over twenty years. The apple trees shed planted while pregnant with Matthew. The verandah that had seen so many summer nights.
She found a buyer within a month. Lydia signed the documents, refusing to dwell on what she was giving up. The money hit her account and she distributed it deliberately: repairs for the flat, a new savings account, a modest buffer for emergencies.
Workmen arrived the next week. Lydia chose the tiles, the wallpaper, the taps herself. For the first time in years, she spent on herself, not putting money aside just in case, not wondering which relative would need help next.
Matthew didnt ring. Two weeks, three, a month. Lydia stayed silent too.
The first call came when the renovation was finished. The new kitchen glistened, the windows no longer rattled, and the pipes finally gave up their rusty stains.
Mum, why havent you been round? Sophies been asking after you.
Ive been busy.
With what?
Life, Matthew. With my own life.
She visited a week later. Brought the children a book each nice, but hardly extravagant presents. Sat for two hours over tea, discussed the weather and Timmys progress at school. Declined to stay for dinner.
Mum, could you watch the kids on Saturday? Matthew caught her in the hall. Ann and I…
I cant. Ive got plans.
Lydia saw the look on his face. Utter confusion. He didnt understand not yet.
Months passed, and slowly, painfully, the penny began to drop. Without his mothers financial bailouts, the mortgage chewed up a third of the familys income. With no free babysitter, there was no one to leave the children with.
Meanwhile, Lydia opened a savings account with a good interest rate. Bought herself a lovely, warm new coat, not from the bargain rail. Spent two weeks at a spa. Signed up for Nordic walking classes.
She remembered how Anns parents always kept their distance. Polite greetings at Christmas, an obligatory visit every couple of months. No money, no help, no sacrifices. And not a single complaint from their daughter.
Maybe they had the right idea all along.
Her rare visits to her grandchildren became little more than a formality. Lydia stopped over only briefly, brought modest gifts, chatted about school and friends. She left after a couple of hours, not staying overnight or taking the children for weekends.
One day Timmy asked:
Grandma, why dont you take us to the park anymore?
Grandmas busy now, Timmy.
The boy didnt understand. But Matthew, listening from the doorway, was beginning to.
Lydia would return to her refurbished flat the smell of fresh paint and new furniture everywhere make herself a nice cup of tea, and sit in a comfy new armchair shed bought with money from selling the cottage.
Guilt? It still crept in, sometimes in the small hours. But less and less. Because Lydia had finally learned a simple truth: love doesnt mean you have to be a martyr. Not when no one notices or appreciates your sacrifice.
She chose herself. For the first time in thirty-two years of motherhood.












